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February 06, 2012
Car-Accidents
             
 
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Accident Terms and Definitions

 
 

Insurer
The insurance company providing the insurance.

Medical Payments Coverage
Covers the medical costs (up to the specified limit you choose) resulting from an auto accident for you, your family, and others in your car. It pays regardless of fault.

Underinsured Motorist Coverage
Pays for bodily injury or wrongful death caused by an underinsured motor vehicle (that is, a vehicle which is insured, but at an amount that is less than your uninsured motorist bodily injury (UMBI) limits).

Scrapped
Vehicles that have been dismantled and/or crushed and should not return to the road.

Limits
The maximum amount of benefits the insurance company agrees to pay in the event of a loss.

Airbag Deployment
Occurs when the driver, passenger or side airbag has been used or deployed during a crash or other incident.

Venue
The specific county, city or geographical area in which a court has jurisdiction

Full Tort
With this selection you retain unrestricted rights to bring suit against the negligent party.

Commission
That portion of the premium paid to the agent as compensation for his or her services.

Dismantled Title
The vehicle sustained major damage to one or more major component parts and the cost of repairing the vehicle for safe operation exceeds its fair market value.


Contact our Montana Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
Motor Vehicle Crashes Are The Leading Cause Of Death Among Latinos Ages 1 to 44
According to the National Highway Traffic Safety Administration, motor vehicle crashes are the leading cause of death among Latinos ages 1 to 44. At highest risk are Hispanic children ages 5 to 12 who are 72% more likely to die in motor vehicle crashes than non-Hispanic children.

 


  Newsroom  
 


Motor Vehicle Accidents Number One Killer of Children 4 to 14
According to the National Highway Traffic Safety Administration (NHTSA), about 7,500 lives have been saved by the proper use of vehicle child restr...
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Median Barriers Could Have Prevented Traffic Accident Involving Drunk Driver
In a report adopted today, the National Transportation Safety Board determined that alcohol impairment caused a driver to lose control of his vehic...
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Sergeant Gives Aid, Support To Car Accident Victim
5/23/2006 Naval AIr Base Fort Worth, Texas

A 301st Fighter Wing security forces squadron member was praised by a local resident for helping...
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More news >

 
 

Terms

 


Today's Terms

Subrogation

Definition:
The process in which an insurance company, after paying a loss to its insured, recovers the amount of the loss for damages (plus the insured's deductible) from the legally liable party.

Nonrenewal

Definition:
The termination of an insurance policy at its normal expiration date.

Limits

Definition:
The maximum amount of benefits the insurance company agrees to pay in the event of a loss.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Montana Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Montana Car Accident Lawyers as soon as possible:

  • Belgrade
  • Billings
  • Bozeman
  • Butte
  • Columbia Falls
  • Great Falls
  • Hamilton
  • Havre
  • Helena
  • Kalispell
  • Laurel
  • Libby
  • Livingston
  • Miles City
  • Missoula
  • Polson
  • Whitefish
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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