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July 03, 2009
Car-Accidents
             
 
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Accident Terms and Definitions

 
 

Liability Insurance
Coverage for a policyholder's legal liability resulting from injuries to other persons or damage to their property.

Vehicle ID No. (VIN)
This 17 character number is unique to each vehicle. It identifies characteristics of the vehicle, including manufacturer, year, model, body, engine specifications, and serial number.

Scrapped
Vehicles that have been dismantled and/or crushed and should not return to the road.

Cancellation
The termination of an insurance policy before its normal expiration date.

Towing & Labor Coverage
Pays for towing charges when your car can’t be driven. Also pays labor charges, such as changing a flat tire, at the place where your car broke down.

Full Tort
With this selection you retain unrestricted rights to bring suit against the negligent party.

Commission
That portion of the premium paid to the agent as compensation for his or her services.

Broker
A person who for payment of a fee procures insurance on your behalf.

Airbag Deployment
Occurs when the driver, passenger or side airbag has been used or deployed during a crash or other incident.

Premium Finance Company
A lending institution that finances insurance premiums for a fee.


Contact our Montana Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
The Highest Number Of Traffic Accident Deaths In A Year Happened In California
In 2003, the highest number of fatal traffic accidents happened in the state of California, with a overwhelming 5,725 deaths due to auto accidents in one year.

 


  Newsroom  
 


Fatal Traffic Collision
On May 4, 2007, at 7:44 pm, officers of the Riverside Police Department responded to a major injury traffic collision involving a single vehicle ca...
Read more >


Plano East Senior High School Mock Pre-Prom Car Crash Helps Curb Alcohol-Related Accidents
The morning of Tuesday, April 10, 2007, the City of Plano Youth Advisory Commission, Plano Police and Fire Departments, PESH Principal Karen McDona...
Read more >


Near-Fatal Police Car Accident In Dutchess Underscores Need To Investigate Crown Vic Police Cars
A Dutchess County Deputy Sheriff narrowly escaped death Friday morning when his Crown Victoria police car collided with a tractor trailer and caugh...
Read more >


More news >

 
 

Terms

 


Today's Terms

Full Tort

Definition:
With this selection you retain unrestricted rights to bring suit against the negligent party.

Total Loss

Definition:
An insurance company declares a vehicle a total loss when a claim exceeds the full value of the vehicle. Insurance companies typically take possession and obtain the title of such vehicles.

Witness

Definition:
Person who testifies under oath before a court, regarding what he/she has seen, heard or otherwise observed.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Montana Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Montana Car Accident Lawyers as soon as possible:

  • Belgrade
  • Billings
  • Bozeman
  • Butte
  • Columbia Falls
  • Great Falls
  • Hamilton
  • Havre
  • Helena
  • Kalispell
  • Laurel
  • Libby
  • Livingston
  • Miles City
  • Missoula
  • Polson
  • Whitefish
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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